A qualified personal loan application can reach $300. Sub-prime loans typically pay $50 to $120. Prime loans typically pay $120 to $250. The price follows the quality of the application, and a valid lead is paid every Friday.
The demand
Why personal loan leads are searched in 2026
TransUnion counted 26.4 million consumers carrying an unsecured personal loan in the fourth quarter of 2025. Balances reached $276 billion in that quarter, a record in the report.
Originations hit 7.2 million in the third quarter of 2025, the highest quarterly total in that report. Affiliates are paid for the application, not for funding the loan.
TransUnion Credit Industry Insights Report, Q4 2025.
The offer
What a personal loan lead is
You do not fund the loan. A personal loan affiliate sends a compliant application for $1,000 to $50,000, and gets paid when that application is accepted. The offer set includes installment and personal loans.
Lead Stack Media matches the application across prime, near-prime, and sub-prime credit. A qualified lead pays more than a short-term product. There is no cap and no clawback on a valid lead.
The work
How to generate the leads
Apply with your sources
Name the traffic you run and the volume you expect. Most publishers hear back within 24 hours. There is no setup fee.
Get a live personal offer
After approval, most accounts are ready the same day. Offers are matched to the borrower’s US state and credit tier.
Place it where the click lands
Use an iFrame, post through the API, or send traffic to an exclusive page. Super Personal Finder is on the list.
Read accepts the same day
The postback fires when a lead is accepted. You see the price in the dashboard the same day, not at the end of the month.
The traffic
Sources that can send personal loan leads
These sources are reviewed. Your manager assigns personal loan offers only when the source can support them.
- SEO
- Paid search
- Native
- Display
- Social
- Push
Offers are matched to the borrower’s US state and credit tier. Publishers outside the United States can join when their traffic lands in an available state. Tracking is server to server, including sub-IDs, with no browser pixel.
The payout
What an accepted personal loan lead pays
You are paid on the accepted lead, not on a click. Sub-prime personal loans typically pay $50 to $120. Prime personal loans typically pay $120 to $250. A qualified application can reach $300. Top affiliates reach 90% revenue share.
Valid commission clears every Friday on NET-7 once you pass $500. Choose PayPal, wire, or ACH. Shorter advances stay on the payday loan affiliate program. Both sit in the same loan affiliate account.
Questions
Personal loan lead questions
How do affiliates generate personal loan leads?
Apply with your traffic sources. After approval you receive exclusive personal loan offers, including Super Personal Finder, a postback, and either an iFrame or an API. Most accounts are ready the same day they are approved.
How much is a personal loan lead worth in 2026?
Sub-prime personal loans typically pay $50 to $120. Prime personal loans typically pay $120 to $250. A qualified application can reach $300. Commission reaches 90% for top affiliates. Payouts run every Friday on NET-7 after a $500 minimum, by PayPal, wire, or ACH.
Which traffic can send personal loan leads?
SEO, paid search, email, native, display, social, and push are reviewed. A manager assigns personal loan offers only when the source can support them, and confirms the state and credit tier before you spend.
Do affiliates fund the personal loan?
No. The affiliate sends a compliant application for $1,000 to $50,000. Lead Stack Media matches it across prime, near-prime, and sub-prime credit and pays when the lead is accepted.
